Massachusetts Real Estate


Bill Gassett's Real Estate Articles Worth Reading

The following Real Estate articles cover a variety of topics including short sales, loan modifications, deed in lieu of foreclosure, USDA Loans, tips on selling your home, tax deductions, internet and social marketing, plus many others.

I hope a few of them you may find useful for your particular circumstances. Hopefully some of the articles may teach you a good tip that you may not have thought about or even cause you to think differently.

Working as a Metrowest Massachusetts Realtor for the last twenty three years I have learned quite a bit. Real Estate is a field where you can learn something new almost every week! Real Estate is one of my passions...enjoy.




Top 10 Mistakes to Avoid When Selling Your Massachusetts Home

There are a miriad of mistakes you can make when selling a home in Massachusetts. This article details some of the top mistakes and offers suggestions on how you can avoid them. Topics include pricing your home properly, selecting an excellent Realtor, and staging your home to sell among others.




Assessed Home Values Rarely Fair Market Value

This article details one of the top misconceptions in Real Estate. Assessed Home values rarely are the same as fair market value! In fact assessed values are nothing more than a yard stick for a municipality to collect an appropriate amount of taxes to sufficiently cover the state a local appropriations to the city and town.



Best Remodeling Projects Cost V.S Value For Your Home

There are many improvements that you can make to your home that have very little return. Other home improvements can have a real impact. This article details the average rate of return from around the country for various remodeling projects. The statistics are taken from the annual National Association of Realtors report.




Tax Deductions To Remember When Getting A Home Loan

When getting a mortgage to buy a home there are certain deductions that you are afforded by the Internal Revenue Service that you should be aware of come tax time in April. The article details some of the deductions you may forget about when buying a home.




Selling Your Home In A Buyers Market

There are quite a few people who have thought about selling their home but have not due to the steep decline in market values over the last few years. This is understandable UNLESS you are going to be buying another home under the same market conditions! Sure you will lose some of the equity that was in your home but you will make it up on the other end. Read further for an example as well as some tips on making your home sale go smoother.



Social Marketing, Blogging, Short Sales and the seller I Never Met

A run down of picking a Realtor with a social media marketing strategy combined with a strong internet presence, can be a tremendous assistance in getting a home sold in today's challenging Real Estate market. Covers an important tip on why your should "Google" the agents names you are interviewing to sell your home.



Energy Saving Tips For The Winter Months

In this article you will find a number of tips in order to make your home more energy efficient especially in the Winter months. Who doesn't want to save money on their home? Come and take a peak.




Foreclosure Avoiding It Through A Short Sale Or Loan Modification

The last thing anyone wants is to lose their home to foreclosure. There are other options available including a Short Sale and loan modification. Each of these concepts are explained in detail. There are advantages for both the home owner and the bank. Find out why short sales have become a common term in Real Estate.




Deed In Lieu Of Foreclosure And Short Sales

The terms deed in lieu of foreclosure and short sales are both explained as a means for a home owner to avoid the costly and embarrising foreclosure proceedings. Banks are not in the business of owning Real Estate and would prefer not to be a home owner.


Selling Your Home Does Not Have To Be A Mystery

Selling your home should not be a mystery when you have it priced properly and have selected a Realtor that knows how to create an online presence for you. A proper price according to comparable market data and a coordinated marketing effort are the two most important factors that will lead to a successful sale. Come in and take a look....let me read your mind.



USDA Loans Mortgage Option For Low To No Down Payment

With a USDA loan a borrower can do 100% financing! These loans are given to those that live in a rural area. The term "rural" has loose definitions but generally speaking areas with under a population of 20,000 qualify. USDA loans (US Department of Agriculture) aka Section 502 loans are an excellent mortgage vehicle for those who do not have money to put down but have decent credit ratings



Real Estate Capital Gains When Selling Your Home

There are many who do not realize the current capital gains laws when selling a home. The current capital gains tax law when selling your personal residence allows for an exclusion of up to $250,000 in profit if you are single and $500,000 if married. In order to be eligible you must have lived in your home for two of the last five years. The property must be your personal residence and can not be an investment property. As of January 1st 2009 there is a new modification that eliminates a tax loop hole for the rich. Read further to see how the law has changed.


When To Lock Your Mortgage Interest Rate

One of the considerations when applying for a home loan is when to actually lock the mortgage rate. Of course those that do not lock right away are gambling with their future loan payment. More often than not the best time to lock a rate is right away.    




Massachusetts FHA Morgage Loans

An explanation of FHA mortgage loans and why they can be beneficial to those that do not have a large down payment. Currently you need a down payment as low as 3.5% with an FHA loan.




Buying a bank owned home

Buying a Bank Owned Home

The opportunity to buy a bank owned home is one that many buyers often consider due to the fact that there is a prevailing belief that you can buy them for 50 cents on the dollar or less. While as a general rule many bank owned properties do represent a good Real Estate value, you are more likely to be able to purchase one for around 5-20% less than the going rate for a similar comparable property.


Foreclosed home in Massachusetts

Buying a Foreclosed Home or Potential Foreclosure Property

Are you considering buying a foreclosed property? Why not after all there are plenty of them all around the country and they can typically be bought at a discount to the present market value.

Buying a foreclosed home however, is not for the timid at heart and there are many things that buyers need to consider.



Massachusetts Title V Septic System

   Massachusetts Title V Septic Systems and Selling a Home

When selling a home in Massachusetts and your property is being serviced by a septic system, one of the most important considerations is getting your Title V certification done. The last thing you want is a problem with your septic system!



Massachusetts Short Sales

  Massachusetts Short Sales Realtor

For those that have been hearing the term "short sale" and don't quite understand what it means, a short sale is a legal lender approved solution designed to assist those home owners who are financially strapped to get out from under their mortgage debt.

A short sale is negotiated through the mortgage holder of an owners home where by the mortgage holder agrees to take less than what home owner owes on the property.




***Comments are welcome and can be done within each individual post at the comment box on the bottom of each article.


About the Author: The above Real Estate articles worth reading was provided by Bill Gassett, a NationallyRE/MAX Executive Realty Hopkinton MA recognized leader in his field. Bill can be reached via email at or by phone at 508-435-5356. 

Have a home to sell in Metrowest Mass? I have a passion for Real Estate and love to share my marketing expertise! 

For Metrowest Massachusetts Real Estate and homes see Metrowest Mass Real Estate. Want to have MLS access to beat other buyers to your dream home? Sign up with no obligation at my MLS Property Finder Site.

I service the following towns in Metrowest Massachusetts: Hopkinton, Milford, Upton, Southboro, Westboro, Ashland, Holliston, Mendon, Hopedale, Medway, Grafton, Northbridge, Uxbridge, Franklin, Douglas, and Framingham MA.

Click here to view Bill Gassett's Real Estate profile.





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Building lasting relationships by helping people move in and out of Metrowest Massachusetts for the last 23 years.

Bill Gassett is a thirty-two year veteran to the real estate industry. He enjoys providing helpful information to buyers, sellers and fellow real estate agents to make sound decisions. His work has been featured on RIS Media, National Association of Realtors, Inman News, Placester, RESAAS, Credit Sesame and others.

Comment balloon 53 commentsBill Gassett • January 26 2009 07:10AM


Bill - That is a top list of great real estate articles.  I believe I have read every one of them and learned something or was reminded of something from each read !  You can take each of those articles and create a book !

Posted by The Somers Team, Real People. Real Dreams. Real Estate. (The Somers Team at RE/MAX Access) over 10 years ago

Bill--I think all your articles are worth reading...Especially if you live in the Metrowest area of Massachusetts!

Posted by Teri Eckholm, REALTOR Serving Mpls/St Paul North & East Metro (Boardman Realty) over 10 years ago

Chris - Thanks! I have made this article as a reference point that I can use to send to others that may need my help. All the articles can be found at Massachusetts Real Estate Voice.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Teri - I appreciate the compliment - thanks!

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Hi Bill-This is a great informative post and very well written. There is a lot of things I don't know about this end of the business so this post will help me to learn. Thank you for the time and effort you put in this blog. have a great week.  Later :-)

Posted by Sharon Lee, Retired and loving life (Sharon Lee's Virtual Assistance) over 10 years ago

BIll, this is a fantastic resource and sort of a wiki-pedia for Massachusetts real estate. I may have to do one for real estate here in Austin! Great work!

Posted by Russell Lewis, Broker,CLHMS,GRI (Realty Austin, Austin Texas Real Estate) over 10 years ago

Sharon it is always great to help others learn. Thanks for taking the time to comment.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Russ - Thanks. That was exactly my intention in creating it. These are all articles that can be found at my Massachusetts Real Estate Voice site.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

... what a thorough, helpful post Bill !

Pleasing to the eye, and no additional unnecessary fluff paragraphs.

Great resource for consumers (and some of us who missed one or two of these posts !)

.... great job Bill ...

Cheers !


Posted by Sheldon Neal, That British Agent Bergen County NJ (Bergen County, NJ - RE/MAX Real Estate Limited) over 10 years ago

Bill, awesome! Of course you have the outstanding knowledge of the industry and your market area! Great idea to link them to your new outside blog! Have a great real estate week!

Posted by Jo Olson, HOMEFRONT Realty @ LAKE Roosevelt - Stevens County (HOMEFRONT Realty) over 10 years ago

Sheldon - Thanks my friend. It will also be easier for me to find some of the better posts I have written.

Jo - I see you caught on to my idea of linking to the oustside blog. I am also trying to give my Massachusetts Real Estate Voice blog some exposure as well.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Hi Bill - Looks like I've got a lot of catching up to do on these great articles you've written.  You are definitely the expert Metrowest Massachusetts Realtor in your market.

Posted by Julie Dumaine-Russell (RE/MAX Alliance) over 10 years ago
Hey Bill - Thanks for consolidating these articles for us. Very helpful!
Posted by Kent Anderson, from Schweitzer to the Lake (Coldwell Banker Realty-Schweitzer Mountain, Sandpoint, Idaho) over 10 years ago

Donna - Having been in the business for 23 years I guess I should no a thing or two about Real Estate:) Thanks for commenting.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Kent - It will be helpful for me too as I will have them all in one spot for easy referencing:)

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill, thanks for comiling this great collection of your posts and sharing it with us. You are the source for Metrowest  Massachusetts Real Estate Information.

Posted by Debbie Malone, From Lynchburg To The Lake (434) 546-0369 (Londeree's Real Estate & Property Management) over 10 years ago

Debbie - Thanks for commenting on my compilation of Real Estate articles!

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill ~ You write excellent articles and provide great information for your consumers. I often return to your blog when searching for foreclosure help, tax info. I have been able to pass along some of your expertise to my clients. Thanks for working so hard for 23 years!

Posted by Terrie Leighton, Reno Real Estate Agent ~ Selling Homes in Reno (Ferrari-Lund Real Estate ) over 10 years ago

Terri I appreciate the compliments on my writing skills. Honestly I have gotten better at it only in the last six months when I really started to think about what kind of information consumers would really want to read about. With 23 years experience I do have quite a bit of knowledge to share.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill, I think this is a phenomial idea and I've read many of the articles and they helped me!  I remember the one about the improvements you make as I was considering a new deck---All this information in one place is great for consumers as well.

Posted by Laura Cerrano, Certified Feng Shui Expert, Speaker & Researcher (Feng Shui Manhattan Long Island) over 10 years ago

Carole thanks! My intention with it was to have am all in one handy reference source.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill, I went and read your social bookmarking and blogging post. Really enjoyed that and I do have prospective clients Google my name but never thought about having them Google one of my listings. Thanks I'll add it to my presentation.

Posted by Missy Caulk, Savvy Realtor - Ann Arbor Real Estate (Missy Caulk TEAM) over 10 years ago

Brilliant recap, nicely packaged...just really, really great stuff! I like the opening graphic, too!

Posted by Mara Hawks, Inactive-2012 REALTOR - Homes for Sale Auburn Real Estate, AL (First Realty Auburn ) over 10 years ago

Missy - Thanks. Google the listing address works well as the consumer can see the effort you have put into your online marketing.

Mara - I like the little kid ready the newspaper as well:)

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Some excellent articles Bill. Actually I usually love reading what ever you write about.

Posted by Monika McGillicuddy, Southern NH & the Seacoast Area (Berkshire Hathaway HomeServices Verani Realty) over 10 years ago

Thanks Monika...I guess the pressure is on to write some good Real Estate articles:)

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Isn't it neat when you go back over the archives and see so much good content?

Posted by Jeff R. Geoghan, REALTOR, Marketing Manager (Coldwell Banker Residential Brokerage) over 10 years ago

Bill-Thanks for all of the great articles, having them all in one place is really convenient not just to us rainers, but for all consumers.

Posted by Joseph D. Federico, Eastern Massachusetts Real Estate (Donahue Real Estate Co.) over 10 years ago


You have always provided such valuable real estate information for anyone in Metrowest, MA. You are the one person I've come across with such competence and knowlege in what you're doing.

Posted by Lynda Eisenmann, Broker-Owner,CRS,CDPE,GRI,SRES, Brea,CA, Orange Co (Preferred Home Brokers) over 10 years ago

Bill, those are all great compilations of some of your best articles. Bet that wasn't easy to pick.

Posted by Gena Riede, Real Estate Broker - Sacramento CA Real Estate (916) 417-2699 (Riede Real Estate, Lic. 01310792) over 10 years ago

Bill - We are all so happy you share your 23 years of experience in the business.  I can say I have benefited from your posting and consumer do too.  It is no wonder people eagerly call you after discovering your blog.

Posted by Jennifer Fivelsdal, Mid Hudson Valley real estate connection ( JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571) over 10 years ago

Jeff, Joe, Gena - Thanks for the positive comments about my Real Estate articles.

Lynda & Jennifer - When you have been in the business for as long as I have it probably can be a little easier to write about some of these topics. Some of the topics I have a real passion for and that certainly helps too:)

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill-great post and a great way to recap some really great articles...I know your local market will appreciate it as much as I do! 

Posted by Midori Miller, Online Marketing For Real Estate Professionals (Talk 2 Midori, LLC) over 10 years ago

Bill - What a nice collection of many of my favorite posts that you have written.  Lots of good information all in one place. :)

Posted by Pam Dent, REALTORĀ® - Charlottesville Virginia Homes / Horse (Gayle Harvey Real Estate, Inc.) over 10 years ago

Midori & Pam - Thanks for commenting on some of my Real Estate articles!

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill, this is a great list for anyone invloved in real estate.  I certainly hope that your efforts to educate buyers and sellers in the Metrowest area earns you a great return.    

Posted by Erik Hitzelberger, Louisville - Middletown Real Estate (RE/MAX Alliance - Louisville REALTOR-Luxury Homes) over 10 years ago

Erik - Thanks I do get quite a few people who are interested in my services after reading my blog. A knowledgable Realtor with a lot of experience who has worked in both good and challenging markets is a big help for those looking to sell their home.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill, It is nice to delve back into your archives and have this nice resource post at easy disposal for consumers.  Well done.

Posted by Rebecca Levinson, Real Estate Marketing and Online Advertising Consultant (Real Skillz-Clear Marketing for Your Real Estate Vision) over 10 years ago

Thanks Rebecca it has allowed me to find some of my better written Real Estate articles all in one place:)

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Oh buddy, this is GREAT!! I've read many, many of these...but now I'm going to bookmark this one so I can find it anytime I need it. ~GBU~

Posted by Elizabeth Nieves, Bilingual Raleigh - Durham North Carolina Real Estate Team (The Elizabeth Nieves Realty Group) over 10 years ago

Bill you never cease to amaze me!  Having been out of the loop for a bit I'm catching up on your posts and WHAM! I've never seen one so detailed, so organized, and pleasing to read!  You're clients are very lucky puppies.  I hope I get a chance to refer you someday...  it would be a joy!

Your Raleigh Realtors

Posted by Lee & Pamela St. Peter, Making Connections to Success in Real Estate (Berkshire Hathaway HomeServices YSU Realty: (919) 645-2522) over 10 years ago

Hi Bill!  Now this is an awesome source for your clients--email them this link and they have everything at their fingertips!  FABULOUS idea and your layout is very easy on the eyes too!

Debe in Charlotte

Posted by Debe Maxwell, CRS, Charlotte Homes for Sale - Charlotte Neighborhoods ( | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) over 10 years ago

A lot of great articles all in one place. This will surely be an informational post for all to read and get educated!

Posted by Celeste "SALLY" Cheeseman, (RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE (Liberty Homes) over 10 years ago

Bill, I've read a lot of your posts, learned a lot from them,and have subscribed to your blog. For the life of me I don't know why I didn't do it daughter says I have CRS--can't remember stuff!

Posted by Barb Szabo, CRS, E-pro Realtor, Cleveland Ohio Homes (RE/MAX Trinity Brecksville Ohio) over 10 years ago

Sally & Barb - Thanks I am glad you have learned a few things from reading my posts!

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

Bill, what a nice summary of your blog posts, and what a great idea for a future one for me. ;-) This way, I can check to see if I missed any. ;-)

I agree your clients this link, or put it on your website. Knowing you, you probably already did that. ;-)


Posted by Mesa, Arizona Real Estate Mesa Arizona Realtor, AzLadyInRed (Homes Arizona Real Estate LLC) over 10 years ago

Teri - I am gald you thought my summary of Real Estate posts was a good idea. I would encourage you to do the same:)

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 10 years ago

stop it bill !!  - too many Really damn good articles !!  and too little time :)  ..... thanks a lot for the helpful and educational and entertaining posts

Posted by James Wexler ( over 10 years ago


This is a great resource for all of your clients and demonstrates your expertise.

Posted by Christine Donovan, Broker/Attorney 714-319-9751 DRE01267479 - Costa M (Donovan Blatt Realty) over 10 years ago

Hi Bill -- Wow, you have put a ton of knowledge, insight and great info out there.  I hope your local buyers and sellers not only read this great blog of yours, but also heed the advice, and hire you as an exceptionally competent and experienced agent!

Posted by Chris Olsen, Broker Owner Cleveland Ohio Real Estate (Olsen Ziegler Realty) over 10 years ago

Bill, I like this one too!

Posted by Lori Lincoln And Associates, Top Agent Taunton,Dighton Rehoboth &more (Top Agent Serving Dighton Taunton, Rehoboth and more!) over 10 years ago

Bill, your articles are not only first class but educational as well.  It will take me some time to read them all but I intend to and updated myself in Real Estate as well - I have been a referral agent for many years but now am an active Realtor.  I just joined Active Rain because of an email received from you.  Thanks.

Posted by James Bonner over 9 years ago

Thanks James I really appreciate the compliements.

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 9 years ago

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